Ownspend by Kenzie Apps · Account

Delete your Ownspend account

Last updated: 26 October 2026

Only Shared Wallet has an account
The short version: you only have an Ownspend account if you signed in to use a Shared Wallet. If you use Ownspend on your own, there is no account and nothing about your money is stored on our servers. Your records live only on your phone, and uninstalling the app removes them. If you did sign in, you can delete the account in the app (below) or by email if you no longer have the app.

1. Delete it in the app

On Android

Open Ownspend and go to Settings.
In the Shared wallet section, under Account, tap Delete account.
Read what will be deleted, confirm, then confirm again with your Google account.

On iPhone or iPad

Open Ownspend and go to Settings.
In the Account section, tap Delete Account.
Confirm, then confirm again with Apple or Google, whichever you signed in with.

Don’t see Account? It only appears while you are signed in. Sign in again from Settings → Shared wallets, or email us (section 4).

If the connection drops halfway, open the app again and tap Delete account again. Each step can be repeated safely, and the app finishes where it stopped.

2. What gets deleted

Your sign-in account, meaning the Apple or Google login and the name and email address that came with it. It is deleted immediately.
Your membership in every shared wallet: your display name, your role, and your notification token. On Android the token is also deleted from the phone.
Shared wallets where you are the only member are scheduled for deletion. They stay in our cloud for a 30-day grace period. A scheduled process that runs once a day then erases them permanently, so they are gone about 30 to 31 days after you delete.
Shared wallets you share with someone else are not taken away from them. Ownership passes to the other member, and the wallet’s records, including the transactions you added, stay available to them. They are erased when that wallet is itself deleted, again after the 30-day grace period (about 30 to 31 days).

3. What is kept

Everything on your phone. Deleting your account does not wipe the app. Your wallets, transactions, budgets and goals stay on your phone, and any shared wallet becomes a personal wallet there. To remove them too, delete them in the app or uninstall Ownspend.
Your user ID on records in wallets that continue. In a wallet you shared with someone who stays, the records you added keep your user ID and this phone’s random install ID. Your user ID also stays as “invited by” on their membership if you invited them. These stay until that wallet is deleted. They are not your name or email.
Purchases. Pro is held by Google Play or the App Store under your Google account or Apple ID. Deleting your Ownspend account does not cancel or refund it, and the purchase records are kept so a restore still works. On iPhone, that means the Pro entitlement record linked to your account and its RevenueCat customer record.
Feedback you sent through the in-app form is kept separately from your account. To have it deleted, email us (below).

4. No longer have the app?

Email kenz@kenzapps.com with the subject “Delete my Ownspend account”. Send it from the email address of the Google or Apple account you signed in with. If you used Apple’s Hide My Email, tell us the relay address. We will confirm with you by email, then delete the account and your membership records exactly as described above, including the 30-day grace period for shared wallets. We usually reply within a business day or two.

Data on a phone you no longer have stays on that phone. We cannot reach it, and nothing of it is on our servers.

5. More detail

The Privacy Policy describes everything Ownspend stores and why: section 4 covers Shared Wallet, section 4.6 covers retention and section 4.9 covers Android.